Remortgage Werrington

Existing Home or Buy to Let 

If you are coming to the end of your existing mortgage deal and are unsure if staying with your current lender is the right thing to do, The Mortgage Pride can help.

You don’t even need to wait for your current fixed-rate mortgage deal to end. There are many reasons to review your existing mortgage.

Get in touch today for remortgage Werrington.

 

Looking to Remortgage your Existing Home or Buy to Let Property?

You may want to raise some money to complete some home improvements. Perhaps you need to add or remove someone on the mortgage (transfer of equity). Or maybe you want peace of mind that your remortgage Werrington deal is right for you.

After understanding your circumstances, we’ll search the whole of the market to recommend the best remortgage Werrington option for you based on your financial goals.

As a whole of market mortgage broker, we are able to access thousands of products, including exclusive rates so you can be confident we are recommending the most suitable option for your personal circumstances. Not only that, because we have access to over 100 different mortgage lenders, we will save you time and energy sourcing the most cost-effective remortgage Werrington option for you.

And if it turns out that the best option for you is to stay with your existing lender and switch to a new deal with them, you can trust us to tell you and help arrange that for you. This is known as a product transfer or product switch rather than a remortgage Werrington.

Remortgage Werrington: What if my Mortgage Deal has Ended and I am on my Mortgage Lender’s Standard Variable Rate (SVR) or Reversion Rate?

This is even more of a reason to look at securing a new mortgage deal as it is likely you will be paying more for your mortgage currently than if you were to remortgage Werrington. We would love to see if we can save you money on your current mortgage payment. Contact us today for remortgage Werrington.

Remortgage Werrington: What if the Circumstances have Changed Since Taking out my Original Mortgage and I’m Worried I Cannot Remortgage?

For remortgage Werrington, we understand that things happen that may mean your circumstances have changed. For example, you may now have a reduced income since you originally took out your mortgage, and incurred a blip on your credit file resulting in missed/late payments on finances, defaults or CCJs (often referred to as adverse credit). Or maybe your mortgage exceeds the value of your property (known as negative equity). You may even believe you are a ‘mortgage prisoner.’

You can find further information about mortgage prisoners from the Money Advice Service (soon to be known as Money Helper).

After fully understanding your personal situation, we will use our experience and expertise to help you to understand your remortgage Werrington Werringtonoptions in full. This may be accessing a mortgage lender who assess applications using a reduced criteria and affordability assessment for mortgage prisoners, moving you to a new mortgage lender who is more suited to your current circumstances, or switching you to a new deal with your existing mortgage lender.

If you have any questions about a remortgage Werrington, contact us today!

*Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage early.