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Regardless of whether you are a first time buyer buying your first home or an existing homeowner moving home, you will likely need a deposit. Whilst savings is often seen as the main form of...

With the soar in property values we have seen over recent years, homeowners commonly ask how this benefits them if they have no intention of selling. It isn’t just the property market that can...

It’s likely you will be familiar with the term fixed rate mortgage or tracker/variable mortgages but have you heard of an offset mortgage?    An offset mortgage is a type of mortgage that...

You’ve been told you need a mortgage in principle but you know what one is? It is a certificate or statement from a mortgage lender to say how much they will lend you ‘in principle’ based on some...

It is thought that there could be more than 200,000 mortgage prisoners in the UK. These are homeowners who have found themselves trapped on expensive mortgage deals and unable to switch to a more...

It is likely you will need or want to move home at some point. Maybe you and your family have outgrown your current home, or a new career opportunity forces a change in property location. Or...

With millions of homeowners seeing their current fixed-rate mortgage deal ending in 2023, homeowners are facing the prospect of their mortgage payments increasing. The Bank of England has issued a...

With the cost of fixed rates recently increasing, it is causing many homeowners who have previously had fixed-rate mortgages to consider tracker mortgages for perhaps the first time. But could they...

You know your current mortgage deal is ending soon, you’ve got all your key documents ready for your mortgage broker and they’ve submitted your remortgage application. What happens next? How long...